Direct answer: Navy Federal Credit Union uses routing number 256074974 for ACH, domestic wires, and most transfers. There isn’t a state-specific routing number for NFCU; this single number covers all accounts.
What to know and how to verify:
- For domestic wires, use 256074974. For international wires, many sources list the same number, but always confirm with NFCU before sending international funds.[3][6]
- You can confirm the routing number by checking a Navy Federal check, your online banking portal, or contacting NFCU Member Services.[1][7]
- If you receive a payment from a third party, ensure they use 256074974 as the routing number for Navy Federal. Several up-to-date guides and third-party sources agree on the single NFCU routing number.[5][9]
Illustrative example:
- Setting up an ACH deposit to a Navy Federal checking account: routing number 256074974, account number your account, verify with NFCU if the source bank requires any additional identifiers.[7][5]
If you’d like, I can pull the latest confirmations from NFCU’s site or recent third-party references and summarize them with citations.
Sources
Navy Federal Credit Union branches, routing number, swift codes, location, address and contact details
banks-america.comFind your Navy Federal routing number. Check this page to find out all about Navy Federal bank routing numbers and how they are used.
wise.comA complete list of Navy Federal Credit Union (NFCU) Routing Numbers for various US states as well as transfer types. Use this list to make sure that you use the correct Routing Number for Navy Federal Credit Union (NFCU).
www.remitfinder.comFind Navy Federal routing numbers for ACH and wires. Confirm 256074974 (domestic) and 256074974 (international).
www.xe.comFind Navy Federal routing numbers for ACH and wires. Confirm 256074974 (domestic) and 256074974 (international).
www.xe.comContact Navy Federal Credit Union. NFCU Member Service toll free phone number, mailing address, secure eMessaging, social media links, branch and ATM locator, bank routing number and links to other important Navy Federal phone numbers and addresses may be found on our Contact Us page.
www.navyfederal.orgRouting number for Navy Federal Credit Union and other details such as contact number, branch location. Navy Federal Credit Union routing number is a 9 digit number issued by ABA and thus also called ABA routing number.
banks-america.com256074974 is a routing number used for NAVY FEDERAL CREDIT UNION in VA. Learn more about this routing number.
wise.comNavy Federal uses one routing number (256074974) for all states. Complete guide for ACH transfers, wire transfers, and direct deposit with fees and times.
www.getnickel.com