Australia is banning credit card surcharges from October 1 under new rules. Banks will overhaul loyalty perks on the same day. Credit card points and rewards will shrink from next month. The change affects businesses across the country that add surcharges to card transactions. Businesses that add fees will have to change their systems.

A pub owner is thinking about moving to cash only ahead of the ban. News reports note the change is just 19 days away at this point. The new surcharge ban plus the bank reward cuts are set to begin together from early October under the same timeline.