Australia's top-performing superannuation growth funds delivered more than 10 per cent returns in the 2025-26 financial year, while others recorded losses. The Australian Financial Review, The West Australian and Livewire Markets published roundups of the leading performers. Funds with heavy equity allocations typically outpaced those tilted to property after post-budget shifts. A member who lost $139,000 reportedly faced an difficulty retiring and reported debts. AFR, The West and Livewire Markets released updated fund rankings this month.
Industry watchers say the gap between equity-heavy options and defensive ones widened sharply across the year. Multiple high-growth products topped their benchmarks, driven by a rally in shares and business solutions positions. By contrast, property-heavy choices dragged after rate concerns and softer asset prices. This picture has left members wondering whether to stay put or switch.
Retirees felt the sting most: one case centred on a member who saw balances drop by hundreds of thousands, leaving them to keep working. Financial advisers advise members to check their asset allocation and test their plan against sharp swings. Boards at major funds note diversification as the core shelter when markets turn.
Regulators keep to push for clearer disclosure on turbulence and costs, and analysts expect more rankings imminently. Until conditions shift, savers holding growth funds can brace for either solid gains or deep cuts in the a single span.