Apple plans to start its U.S. iPhone leasing program on an upcoming launch date through the official Apple program. The service partners with the lender for recurring billing. It targets buyers amid elevated device costs after Apple raised Mac prices not long ago. Users may pick smaller recurring fees instead of buying in a single purchase. Leased iPhones can be locked out if defaults occur. Apple includes supporting tools in upcoming iOS version. Some shoppers are unsure how leasing differs from ownership outright. Critics raise that remote locks can trap users if circumstances change. Supporters insist leasing reduces initial spend and keeps upgrades simpler. The plan fits Apple's release pattern as iPhones get pricier device by device. Consumers are told to think things through before locking in.